For the sixth consecutive year, I am happy and honored to offer my 2013 mobile industry predictions, along with a review of how well I did for 2012.  This year has been another banner year for mobile: Everything from Apple news to networks (LTE deployments and RCS as well) to mobile commerce.  Today, an ever-increasing number of subscribers are using smartphones and that is a growing, worldwide phenomenon.  In fact, in many markets, smartphone penetration has exceeded 50% and continues to grow.