Unless you’ve been completely sequestered away from technology news as well as mainstream news, you probably have heard of the new Apple iPhone 6 and 6 Plus as well as Apple’s new Point-of-Sale (PoS) ecosystem called Apple Pay.  Apple Pay became available on October 20th, coinciding with the release of iOS 8.1.  Apple Pay only works on the iPhone 6 and 6 Plus.  It will be compatible with Apple Watch when that rolls out in early 2015

Apple is now rumored to be holding their next iPhone event on September 9th, 2014 in what is becoming one of the most anticipated events in the mobile industry. While Apple rarely, if ever, foretells what will be coming, it is various players in the mobile industry (myself included) that forever speculate as to what this feature or that will mean when Apple finally announces it.  Whether the event is for iPad or iPhone, I would say that these are some of the most watched live-blogs (each of us have our favorites). I guess I am joining this speculation din with this blog posting!

A few days ago, BBC News published: “Payments by text message service to launch in UK in Spring 2014.”  I found this story fascinating – not that payments may be made by text message, as it’s been done for years in various markets such as in Kenya.  One can also send money via smartphones, using apps, today as well.   No, what is fascinating is that text messaging is once again the bearer of this payment information.

For the sixth consecutive year, I am happy and honored to offer my 2013 mobile industry predictions, along with a review of how well I did for 2012.  This year has been another banner year for mobile: Everything from Apple news to networks (LTE deployments and RCS as well) to mobile commerce.  Today, an ever-increasing number of subscribers are using smartphones and that is a growing, worldwide phenomenon.  In fact, in many markets, smartphone penetration has exceeded 50% and continues to grow.