Unless you’ve been completely sequestered away from technology news as well as mainstream news, you probably have heard of the new Apple iPhone 6 and 6 Plus as well as Apple’s new Point-of-Sale (PoS) ecosystem called Apple Pay.  Apple Pay became available on October 20th, coinciding with the release of iOS 8.1.  Apple Pay only works on the iPhone 6 and 6 Plus.  It will be compatible with Apple Watch when that rolls out in early 2015