A few days ago, BBC News published: “Payments by text message service to launch in UK in Spring 2014.”  I found this story fascinating – not that payments may be made by text message, as it’s been done for years in various markets such as in Kenya.  One can also send money via smartphones, using apps, today as well.   No, what is fascinating is that text messaging is once again the bearer of this payment information.

For the sixth consecutive year, I am happy and honored to offer my 2013 mobile industry predictions, along with a review of how well I did for 2012.  This year has been another banner year for mobile: Everything from Apple news to networks (LTE deployments and RCS as well) to mobile commerce.  Today, an ever-increasing number of subscribers are using smartphones and that is a growing, worldwide phenomenon.  In fact, in many markets, smartphone penetration has exceeded 50% and continues to grow.